Thursday, April 25, 2013

How Fertile Friendly is Your State?

Can we all move to Massachusetts?

Look at the coverage they are required to provide people dealing with infertility:

Mandate Information
•All insurers providing pregnancy-related benefits shall provide for the diagnosis and treatment of infertility including the following: artificial insemination; IVF; GIFT; sperm, egg and/or inseminated egg procurement and processing, and banking of sperm or inseminated eggs, to the extent such costs are not covered by the donor’s insurer, if any; ICSI; ZIFT;
•Insurers shall not impose any exclusions, limitations or other restrictions on coverage of infertility drugs that are different from those imposed on any other prescription drugs;

•Insurers are not required to cover (but are not prohibited from covering) experimental infertility procedures, surrogacy, reversal or voluntary sterilization or cryopreservation of eggs;

•Employers who self-insure are exempt from the requirements of the law;

•No lifetime cap on coverage;

•No maximum IVF cycles.

My state ranks in the top 10, but I am still super jealous of what the residents of MA are able to get.  When will people start viewing infertility as a disease/disorder and provide adequate coverage for it.

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